Coverages We Offer

Commercial				Personal
General Employee Related Commercial Auto Marine Bonds Professional		Pollution Healthcare Financial Institution Excess/Other Cash Flow Facilities Special		Property Specialty Pers. Articles Floaters Auto Recreation Other

General:

• Package
• Special Multi-Peril
• Business owners
• Property
• Contingent Property
• Comprehensive General Liability
• Owners, Landlords & Tenants Liability
• Differences in Conditions
• Business Interruption
• Boiler & Machinery
• Boiler & Machinery Business Interruption
• EDP Equipment & Software
• EDP Business Interruption & Extra Expense
• Signs
• Off Premises Utilities
• Flood/Earthquake
• Products Liability
• Discontinued Products Liability
• Product Recall Liability
• Builders' Risk
• Owners & Contractors Protective Liability
• Contractors Liability
• Railroad Protective Liability

  Employee Related Coverages:

• Workers Compensation
• Voluntary Workers Compensation
• Stop Gap Liability
• Employment Practices Liability
• Employee Benefit Liability
• Sexual Harassment & Molestation
• Kidnap & Ransom
• American Expatriate Insurance
• Travel Accident
• Group Life, Accident & Disability
• Excess Medical Stop Loss
• Group Legal Expense

  Commercial Auto:

• Business Auto
• Fleet
• Ambulance
• Bus
• Taxi
• Limousine
• Leased & Rental Fleet
• Trash Haulers
• Trucks
• Oil Transport
• Hired & Non-Owned Liability
• Leased Physical Damage
• Garage Liability
• Garage Keepers Legal Liability
• Dealers Open Lot
• Long Haul
• Bob Tail
• Motor Truck Cargo
• Trailer Interchange Coverage

  Marine:

• Aircraft Liability
• Non-Owned
• Aircraft Hull
• Marine Hull
• Protection & Indemnity
• Cargo Insurance
• Inland Marine
          Manufacturers Output Policy
          Equipment Floaters
          Installation Floaters
          Transit
          Jewelers Block
          Furriers Block
          Fine Arts Floater
          Installment Sales Floater

  Bonds:

• Surety
• Bid
• Performance
• License
• Permit
• Notary
• Court
• Trustee Bonds
• Fidelity
• Employee Dishonesty
• Forgery & Alteration
• Computer Fraud
• Money & Securities
• Safe Deposit
• Fiduciary Liability
• Auto Dealers

  Professional:

• Legal Malpractice
• Accountants Professional Liability
• Consultants Professional Liability
• Architects Professional Liability
• School Professional Liability
• Church Professional Liability
• Daycare Professional Liability
• Fiduciary Errors & Omissions
• Trustee Errors & Omissions
• Media Errors & Omission
• Expert Witness Professional

  Pollution:

• Commercial Pollution Liability
• Contractor's Pollution Liability
• Underground Tanks Pollution
• Lenders Environmental Cost
• Excess Pollution Clean up

  Healthcare:

• Medical Malpractice
• Healthcare Billing E & 0
• Provider Excess Insurance
• Managed Care E & 0
• Medical Technology Contract Insurance

  Financial Institution:

• Mortgage Impairment
• Property Placement
• Other Real Estate Owned
• Banker Blanket Bond
• Single Interest
• Money Market price protection
• Auto Leasing Contingent Liability

  Excess/Other:

• Umbrella
• Excess Liability
• Floating Excess Facilities
• Directors & Officers
• Non-Profit Directors & Officers (Association Liability)

  Cash Flow Facilities:

• Captive Development
• Captive Management
• Rent a Captive Facility
• Retro Plans - Claims Paid Basis
          General Liability
          Automobile
          Workers Compensation

  Special:

• Special Event Liability
• Prize Indemnification Risks
• Rain/Weather Insurance
• Foreign Liability
• Foreign Emergency Medical
• Y2K Protection
• Political Risk
• Liquor Liability
• Limited Partnership Liability
• Intellectual Property Defense
• Credit Insurance
• Internet Errors & Omissions
• Commercial Errors & Omissions

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  Personal

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  Property:

• Homeowners
• Tenant Policy
• Condo Unit Owners
• Farmowners
• Barns & related structures

  Specialty:

• Flood
• Builder's Risk
• Earthquake

  Personal Articles Floaters:

• Fine Arts
• Antique Furniture
• Silverware
• Jewelry
• Furs
• Lawn Maintenance Equipment
• Collections
          Guns
          Stamps
          Musical Instruments
          Costumes
          Toys
          Vinyl Records
          Antique Books
          Dolls

  Auto:

• Personal Auto
• Antique Auto
• Recreational Vehicle
• Gap Liability (for leased vehicles)
• Motorcycle

  Recreation:

• Yacht
• Jet Skis
• Personal Aircraft
• Trailers & Campers

  Other:

• Personal Umbrella
• Special Event Liability
• Animal Risks
• Sinkhole Insurance (Florida)

   
  

  McManus Serra & Klein
  Insurance Brokers

  The Historic Wyncote Public School			The Board of Trade Plaza
  400 Greenwood Avenue Wyncote, PA 19095	Phone: 215 481-0400 Fax: 215 481-0410		111 W. Jackson Blvd. Chicago, IL 60604	Phone: 312 786-9090 Fax: 312 341-1133

  © Copyright 2004 - McManus Serra & Klein